Yacht clubs provide a slew of services to members and the general public. While a vast majority of society enjoys a day on the water, wind in their face and the smell of an ocean breeze, owners have many potential legal issues to address in providing their services. Such concerns are best handled by purchasing the best insurance coverage for yacht clubs that can help when any type of claim occurs.
You need to properly protect your yacht club against many hazards, including theft, vandalism, accidents, personal injuries and other possible scenarios. You have to, at all times, consider the safety of your own members, as well as guests, and in many cases you are likely catering to the needs of members of other yacht clubs. For example, if anyone making use of your facility falls down on a dock and is subsequently injured you might wind up with a major legal liability issue.
Liability doesn’t begin or end in the water
You may be faced with a variety of both land-based and maritime issues, so you’re going to need several different forms of insurance in order to be properly covered for all sorts of exposures. You can be matched up with number of insurance companies that specialize in offering yacht club coverages so that you can determine which company offers the right insurance package at the right price. You never want to find yourself in a position where you are under-insured.
By the same token, you don’t want to purchase a policy where you’re paying for services that you’ll never need. That’s why sitting down with an agent that specializes in marine coverage is your best bet. You’ll get professional advice and be able to make your decision based on your individual needs and concerns. Take the time necessary to go over the different policies, what services they provide, and any exemptions that may exist.
Your business is your pride and joy and you need to know that you will be given the aid you need when a situation arises. By purchasing insurance coverage for yacht clubs you will never have to be concerned with coming out-of-pocket to pay for any incident covered by your insurance policy.